FD calculator
FD Calculator
Estimate fixed deposit maturity value and interest earned using annual compounding.
Invested amount
₹1,00,000
Estimated returns
₹40,255
Maturity value
₹1,40,255
Investment growth flow
1
Investment
2
Return rate
3
Time period
4
Maturity value
The estimate shows how time and expected return can affect long-term compounding.
Calculator FAQs
Are investment returns guaranteed?
No. FD and RD returns may be fixed by the bank, while market-linked investments such as mutual funds can vary. Use estimates for planning.
Should I use a conservative return assumption?
Yes, especially for important goals. A conservative estimate gives more room for market changes, tax, and inflation.
How often should I review the plan?
Review yearly or whenever your income, goal amount, risk profile, or time horizon changes.