SIP calculator
Estimate monthly investment growth.
Calculate estimated maturity value, total investment, and possible returns for a systematic investment plan.
₹10,000
12% annually
15 years
What is SIP?
SIP means systematic investment plan. It lets you invest a fixed amount regularly in a mutual fund instead of investing a large amount at once.
How it helps
SIP planning shows how monthly discipline and time can influence a long-term goal. The estimate helps compare contribution levels.
Important note
Mutual fund returns are not fixed. Use this calculator for planning, then verify fund choices with an advisor or official documents.
SIP example: Rs. 10,000 monthly for 15 years
If you invest Rs. 10,000 per month for 15 years, your total investment is Rs. 18 lakh. At an assumed 12% annual return, the estimated maturity value can be much higher because each monthly investment compounds over time. This is an estimate, not a guarantee.
SIP Calculator FAQs
Is SIP return fixed?
No. SIP returns are market-linked unless you are using a fixed-return product. Mutual fund returns can go up or down.
Should I increase SIP every year?
A yearly step-up can help keep your investment aligned with income growth and inflation.
What return should I assume?
Use conservative assumptions for important goals and review your plan every year.