Loan prepayment calculator

Loan Prepayment Calculator

Estimate how a one-time principal prepayment can reduce EMI and total interest.

Current EMI

₹20,285

New EMI estimate

₹19,271

EMI reduction

₹1,014

Interest saved

₹82,568

Prepayment impact flow

1

Outstanding loan

2

Prepayment

3

Lower principal

4

Interest saved

A principal prepayment reduces the balance on which future interest is calculated.